We all know the panic that sets in after the
December season splurges on holidays and festivities and for many South
Africans, January feels like the longest month of the year. If you’re feeling
the post-December pinch, we’ve put together some tips to help you get through
the Janu-worry blues.
Limit your spending
Limit your spending to cut
unnecessary expenses, stick to a budget and only purchase items you need. Stick
to budget by taking the exact amount of cash with you to the shops instead of
your card or reset your daily limit on your card to ensure you don’t overspend.
Declutter and sell
January is the perfect time for
new resolutions such as getting rid of clutter around your home.Use this time
to sort through your things and throw away or sell items you no longer need or
use. Selling some of your used item can help you make some quick cash just to
get you by until pay day.
Use what you already have
When it comes to cooking dinner or
spending some down time with the family, try and use what you have at home.
Raid the pantry and freezer for food that you have stored away, this could save
you an unnecessary trip to the shops. For family activities, play some cards or
board games instead of going out to the movies.
Don’t fall victim to the January
blues, rest easy and take our tips into consideration for January 2020.
While you’re organise your budget
for the year ahead, make sure you take your personal and household insurance
into consideration as it is does need to be covered. If you need some
assistance with insurance, give us a call on: 031 716 6000 (KZN) or 011 463