Commercial Insurance

Liabilities

Directors & Officers: Protection for claims brought against Directors, Officers and senior employees for actual or alleged breach of duty, neglect, misstatements, errors or omissions.

Professional Indemnity: Professional indemnity insurance, often referred to as professional liability insurance or PI insurance, covers legal costs and expenses incurred in your defense, as well as any costs that may be awarded, if you are alleged to have provided inadequate advice, services or designs that cause your client to lose money.

Excess/Umbrella/Top Up: Excess Liability protects clients from major incidents that could exhaust their primary insurance protection. It covers Employers, Public, products and third party liability.

Cyber Liability

Fidelity Guarantee: Loss of money and / or property belonging to yourself or for which you are responsible stolen by an employee during the currency of this section

Engineering

Contractors All Risks and Contractors Liability: Loss of or damage to (a) the Contract works whilst in transit, in storage or on the contract site and (b) accidental death, bodily injury, illness or disease and / or accidental tangible loss to tangible property arising directly out of the performance of the insured contract.

Marine: Loss of or damage to goods whilst being imported, exported or temporarily being stored whilst part of a marine voyage.

Body Corporates/ Sectional Title

Risk Retention

  • FIRE
  • BUILDINGS COMBINED
  • OFFICE CONTENTS
  • BUSINESS INTERRUPTION
  • ACCOUNTS RECEIVABLE
  • THEFT
  • MONEY
  • GLASS
  • FIDELITY
  • GOODS IN TRANSIT
  • BUSINESS ALL RISKS
  • ACCIDENTAL DAMAGE
  • PUBLIC LIABILITY
  • PROFESSIONAL INDEMNITY
  • CLAIMS MADE BASIS
  • OCCURRENCE BASIS
  • EMPLOYERS LIABILITY
  • STATED BENEFITS
  • PERSONAL ACCIDENT
  • MOTOR
    • Private Type LDV
    • Heavy Commercial
    • Motor Cycles
    • Car Hire
    • Excess waivers/buy downs
  • ELECTRONIC EQUIPMENT