Drone/UAV Insurance

CC&A Insurance Brokers are living up to their reputation for providing industry-leading products and services by being one of the first brokers in South Africa to offer commercial drone insurance.

The commercial application of Unmanned Aerial Vehicles (UAVs) or drones is becoming more and more commonplace, and we see them being used in a variety of industries including mapping and surveying, aerial assessments, data collection, prospecting, disaster relief, film and entertainment, and weather forecasting.

Over the next 10 years drones are predicted to become increasingly more common in our everyday lives. This will open up exciting new opportunities, but also creates a number of concerns about their potential for improper use. South Africa is one of the few countries in the world that legally regulates the operation of drones, and our Civil Aviation Authority (CAA) has issued provisos concerning the use of commercial drones within the film production, quantity surveying, private security, agricultural, farming, sports and recreation industries.

Soaring Costs

While increasingly useful, commercial drones are also very expensive, so making sure they are adequately insured is critical. At CC&A Insurance Brokers, we provide comprehensive cover to commercial drones when piloted by professional pilots licensed by the South African Civil Aviation Authority.

It’s key to note that the cost of the drone may be outweighed by the high-end payloads, including cameras and other recording equipment. Ground support equipment such as air vehicle launchers, pilot controllers, and tactical kits should also be covered.

Cover can be provided for:

Loss Or Damage To Drone/UAV

• Replace or Repair, accidental loss or damage
• Disappearance
• Reasonable emergency expenses incurred
• Payload
• Cover during the R&D phase
• Ground Station
• Spares
• Hull War and Allied perils extension available to those operating in high risk areas

Legal Liability To Third Parties

• Cover up to US$10 million
• Compensatory damages in respect of accidental bodily injury (fatal or otherwise)
• Compensatory damages to property
• Payload
• Cover during the R&D phase
• Ground Station
• Hull War and Allied perils liability extension

Products Liability

• Bodily injury or property damage arising out of products manufactured
• Legal costs incurred in the defense of any claims

To find out more about commercial drone insurance, or to get a quote, please contact CC&A Insurance Brokers today.