The news has been full recently of the Knysna fire disaster and the devastating effects of this. This was a terrible tragedy for the people of Knysna and one that will not easily be recovered from. If you haven’t read the headlines about the Knysna fires, you can view it here.
Events such as this bring about a lot of questions with regards to how such a major tragedy can happen and how we recover from this magnitude of damage. The fact of the matter is, that it is a natural disaster – little can be done to avoid these sort of things. Natural disasters can happen so quickly and unexpectedly, often catching people off guard.
One can, however, ensure that you are fully insured in the event of a natural disaster like a fire, earthquake or flood. Entire homes and communities may be lost in a fire or flood, and without proper insurance cover, it can be crippling.
Besides natural disasters, there is also the possibility of damage caused by electric faults, burst pipes or geysers, falling trees, power surge damage, vandalism, hail damage or damage from break-ins.
In the event of a natural disaster occurring near you, here are a few things you can do to stay safe:
Earthquake: Drop down to the ground, preferably under a sturdy object and hold on until the earthquake passes.
Fire: It’s a good idea to have a fire evacuation plan in place with your family in the event of a fire. Plan out a few routes to take for evacuation and ensure you get out as soon as possible. Do not worry about valuables or calling for help.
Flood: If necessary, evacuate your building as soon as possible and get to higher ground where the flood cannot reach you.
“The article should not be considered legal or financial advice and is for information purposes only. You should consult with a professional financial advisor to determine what may be best for your individual needs.”