In the Driver’s Seat. What is Telematics?

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More and more insurers are implementing driver-monitoring technology, better known as telematics, as part of their policies, but what exactly is it and what does it mean for you?

Vehicle telematics

Basically, your car will be fitted with a wireless device that measures how you drive. Some people are concerned that this may negatively impact their premiums, but the opposite may be true.

Because it’s possible for you to prove that you drive safely, your premiums are likely to be lower, because they will be based on your own driving behaviour, rather than that of the average driver. In fact, if you’re looking for ways to reduce your premium, telematics could be the answer to your car insurance problems.

How does it work?

Your vehicle’s movements are tracked via GPS and your driving behaviour is monitored, including such things as:

  • Speed patterns
  • Distance travelled
  • Braking and cornering

Insurers are then able to build up a picture of your driving style and can use this data to adjust your insurance premium accordingly.

Is telematics insurance for you?

Well, if you want to take control of your insurance costs and make sure that you’re seen as an individual and not just a number, then yes, telematics is for you.

Contact us today to find out more.