Cybercrime is on the rise in 2017 with it successfully overtaking illegal drug trafficking as discussed in our last blog. With the increase showing no signs of slowing down anytime soon and more users being connected to the internet every day it is more important than ever to be aware of your cyber security.
- Know the Scams
An acquaintance may know of someone who has been a victim of cyber crime and what scam led them to become yet another statistic. Read articles and be sure that you’re up-to-date on the latest cyber scams. One that seems to be doing the rounds as of late will claim that a relative you have never heard of has died and you are the sole heir to their fortune.
- Think Before You Click
Don’t click on links in emails that you’re not sure of. By clicking a link you may be taken to an unsafe website or unknowingly agreeing to download malicious software onto your computer.
- Shop Securely
Do not buy or enter your card details onto an online shopping site that does not have the ‘https” prefix to it. An even safer way to shop is to request an EFT payment option. This will allow you to pay safely from your online banking website.
- Read Everything
A web address may seem correct to the one you are looking for but be aware of any small changes to it that could indicate the site you are visiting is fraudulent. Other things to look out for are low-resolution images, bad grammar and spelling mistakes.
- Update Your Password Regularly
We know it can be hard to keep track of passwords but by keeping it the same for many years it allows more time for someone to figure it out. We recommend changing your password at least 3 times per year. For help with setting a strong password visit www.passwordday.org.
Contact CC&A Insurance Brokers to protect your business. We offer specialty cyber insurance products that are designed to help bridge gaps in traditional lines, such as property and general liability. Cyber policies can provide direct loss and liability protection for risks associated with the use of technology and data. Policies can also be expanded to include business interruption.
“The article should not be considered legal or financial advice and is for information purposes only. You should consult with a professional financial advisor to determine what may be best for your individual needs.”