Cyber Security – How Safe Are You?

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As we move deeper into the age of technology, cyber-attacks have become more incessant and sophisticated, making cybersecurity an absolute necessity.

Even for homeowners.

Let’s break it down from the very top, starting with cyber-attacks, what they are, what they look like, and what damage they inflict.

What is a Cyber-Attack?

A cyber-attack is a malicious attempt by hackers to damage or destroy a computer, network, or system. The idea behind cyber-attacks varies from damage to theft of sensitive information. The goal of cyber-attacks might change, but the threat remains, meaning that protecting yourself against these threats is imperative.

What are the types of Cyber-Attacks

Cyber-attacks, also known as cyber threats, take many forms, and each form may have a different motive. The most common types of cyber threats are as follows:

  • Malware
  • Ransomware
  • Phishing
  • Social engineering

What makes a cyber-attack tricky to identify and protect against for many is the many faces it wears. These threats can find their way into your business and personal life through communications as innocent as emails, or simply straying onto the wrong website. And there are many things that you, as an individual, can do to protect yourself against these more incidental attacks.

For businesses, these attacks become far more calculated and efficient, targeting unprotected networks with sensitive information.

There are hundreds, if not thousands, of cyber threats around us each day, and protecting yourself and your assets should be your top priority.

What is Cybersecurity?

In a nutshell, cybersecurity is the protection of your internet-connected systems. These systems include your computers, phones, Smart TVs, electronic systems, and even smart home control systems. It can take many forms, from software that is provided by third party software companies, to implementing stricter internet usage protocols within your home and business.

What are the benefits of Cybersecurity?

Beyond the obvious, which is protection against cyber damage and theft of sensitive information, many small to medium sized businesses have found an unlikely benefit in cybersecurity.

A competitive edge.

This advantage comes with the shift from on-site work to remote work, companies have identified the need for online safety. Plus, the average consumer is becoming more aware of these advantages, choosing to support companies who are capable of protecting customer information.

Read this for a more comprehensive list of reasons to invest in the vast world of cybersecurity.

What can CC&A Insurance Brokers do to help?

We take cybersecurity seriously, and our cyber liability insurance Includes:

  • Cyber Extortion (Ransomware)
  • Denial of Service
  • Downstream attack (Your environment resulting in damages to another)
  • Hacking
  • Insider and privilege misuse (Employees, business partners, service providers)
  • Malware
  • Physical theft and loss (Both devices and physical hard copy data)


Proposal form, Risk Dependent as Insurer may also conduct a risk survey.

Contact us for more information on our Cyber Liability offering.